What is universal life insurance?
A universal life plan builds fund value while providing flexible life insurance coverage to meet your changing needs. Premium payments are adjustable, as is the amount of insurance coverage you select. Fund value accumulations are tax-deferred and earn a competitive rate of interest. Cost of insurance charges and expense charges are deducted each month.
What Company Insures the Plan?
American Heritage Life Insurance Company is a wholly-owned subsidiary of The Allstate Corporation, one of the largest insurance companies in the nation. American Heritage Life Insurance Company is rated "A+" (Superior) by A.M. Best (2005), an independent rating service that reviews the financial status of thousands of insurers. Ratings reflect Best's opinion of the relative financial strengths and operating performance of an insurance company compared to the norms of the life/health insurance industry.