Who is eligible to apply for Universal Life Insurance coverage?

As long as you are a full-time and active employee during the time of enrollment, you are eligible to apply for coverage.

Is my family eligible for coverage?

Yes. You can apply for coverage for your children and grandchildren
ages 23 and under. Your spouse can also apply for coverage. (Even if
you don’t purchase coverage on your own life).

Is a physical exam required?

Physical exams are not required for yourself or any family members under the normal underwriting guidelines.

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